Your future cash working for you today
Cash advances to small and mid-size merchants, against future
credit card receipts
The Numbers
Merchant's average monthly Visa/AMCA/Amex/Disc receipts = $10,000
Advanc
e
:
$10,000 X 125% = $12,500
Payback : 1.35% X
($12,500
Advance
)
= $16,875
Merchant receives cash today equal to 74% of the future receipts sold
25% of
D
aily
of
Visa/MC/Amex Disc receipts deducted until $16,875 collected
(approx. 7 months)
Reasons for Cash Advance
Expansion
Equipment purchase
Inventory purchase
Down payment
Acquisition
Buyout
Short term cash flow shortfall
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Merchant Advantages
Merchant can receive up to $1,000,000
No personal guarantee required on repayment (He/she
Does
guarantee
compliance
with representations and warranties)
No reporting to credit bureaus
Payback based on timing of Visa/MC/Amex/Disc receipts
Automatic payback
No fees or penalty for extended payback period
A.B credit not required
Financials/tax returns not required
Merchant Requirements
1
2
months in business
$
3
,500 per month in
Visa/MC/Amex/Disc
Grow Your Business